Protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "nonpublic personal information" in order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our Privacy Policy.

What Information We Collect and From Whom We Collect It

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from non-affiliated third parties, including consumer reporting agencies;
• Information we derive from your connection to this web site through an Internet "cookie" (an information-collecting device) or otherwise, such as your Internet browser, domain name and referring link; and
• Information we receive from you voluntarily, such as your e-mail address and any information contained in your e-mail messages.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

What Information We Disclose and To Whom We Disclose It

We do not disclose any nonpublic personal information about you to either our "affiliates" or non-affiliates, except as permitted or required by law. We may disclose the nonpublic personal information we collect, as described above, to persons or companies that perform services on our behalf and to other financial institutions with which we have joint marketing agreements.

"Our affiliates" are companies with which we share common ownership and which offer life and health insurance and pension and savings products.

Our Security Procedures

We restrict access to your nonpublic personal information and only allow disclosures to persons and commpanies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

AEGON Insurance Group companies to which this Notice applies

Following is a list of the AEGON Insurance Group companies as of April 1, 2003 to which this Notice applies:

Academy Life Insurance Company
Bankers Financial Life Insurance Company
First AUSA Life Insurance Company
Iowa Fidelity Life Insurance Company
Life Investors Insurance Company of America
Monumental General Casualty Company
Monumental Life Insurance Company
Pension Life Insurance Company of America
Peoples Benefit Life Insurance Company
Professional Life & Annuity Insurance Company
Southwest Equity Life Insurance Company
Stonebridge Casualty Insurance Company
Stonebridge Life Insurance Company
Transamerica Assurance Company
Transamerica Financial Life Insurance Company
Transamerica Life Insurance Company
Transamerica Life Insurance and Annuity Company
Transamerica Occidental Life Insurance Company
Veterans Life Insurance Company
Western Reserve Life Assurance Co. of Ohio

Contacting the Company About this Website

If you are concerned about how information about you may have been used in connection with this Website, or you have questions about the company's privacy policy and information practices you should contact:

Transamerica Financial Life Insurance Company

Webmaster

4 Manhattanville Road

Purchase, New York 10577

E-mail: webmaster@tafinlife.com

Note: Electronic mail sent over the Internet is not necessarily secure. You should be very cautious when sending electronic mail that contains sensitive and confidential personal information. As an alternative, you should give consideration to sending it by U.S. postal service.

© Transamerica Financial Life Insurance Company All rights reserved.

Privacy Policy Statement

© 1997-2001, AEGON Insurance Group. All rights reserved.
AEGON USA, Inc., Baltimore, MD 21201, USA.